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• Provide objective challenge on credit proposals & exceptions
• Oversee IFRS 9 ECL and present to Board committees
• Lead & develop a team of five, growing technical skills & succession depth

A rare senior credit risk seat in PNG banking. Our client, a well-established PNG bank with a strong local presence, is looking for a Head of Credit Risk to lead independent second-line oversight, with direct reporting line to the Group CRO and regular Board committee exposure.

About the role

This role leads a team of five as the independent voice on credit risk across the bank, challenging lending proposals, restructures and exceptions while keeping a close eye on portfolio quality, concentrations and emerging risks.

Responsibilities include overseeing IFRS 9 ECL and impairment review, shaping credit policy and stress testing, and presenting to management and Board committees, working closely with Lending, Finance and the Asset Management Unit.

Key responsibilities

• Independent assessment and challenge of credit proposals, renewals and exceptions
• Portfolio monitoring: arrears, NPLs, concentrations, collateral and early warning indicators
• Oversight and challenge of IFRS 9 ECL assessments and provisioning
• Credit policy, risk appetite and delegated authority reviews
• Credit portfolio stress testing and forward-looking risk reporting
• Independent review of watchlist, forbearance and recovery strategies
• Leading, coaching and developing a team of five, including succession planning and technical training

About you

• Bachelor's degree in Banking, Finance, Accounting, Economics, Commerce or similar
• 10+ years in banking, lending or credit risk, with strong credit assessment and portfolio risk experience
• Proven senior management experience in a financial institution
• Solid knowledge of commercial lending, security structures, impairment, problem loans and delegated authorities
• Working knowledge of IFRS 9 ECL, portfolio analytics and regulatory reporting
• Confident communicator who can present to committees and hold their ground with constructive challenge
• Exposure to credit risk systems, stress testing and model governance
• Experience in PNG or Pacific financial services regulatory environments
• Postgraduate or professional qualification in banking, finance, credit or risk desirable

Why this role
This is a genuine senior leadership position with direct access to the Group Chief Risk Officer and Board-level visibility. It carries real influence over how credit risk is managed across the bank. With no lending volume or revenue targets attached, you can focus on sound, independent judgement.

To Apply

To apply, email your CV and other relevant documentation to [email protected]. Please include the Job ID "#28729" in the email's subject to ensure your application is processed.