The National Development Bank (NDB) is a development finance institution, wholly owned by the state of Papua New Guinea. The bank operates 19 branches around the country and lends to individual Papua New Guineans and indigenous businesses operating in the agriculture and Micro, Small & Medium Enterprise (MSME) and SME sectors.

As Head of Credit, you will be responsible for overseeing the bank’s lending operations, ensuring sound credit risk management, and driving strategic growth across all lending portfolios. This is a senior leadership role that requires strong analytical skills, commercial acumen, and a deep understanding of development finance.

Key responsibilities include:

• Independent credit decisions in CRE primarily in the Institutional segment including
  • Assessing risks
  • Early engagement with deal teams and client visitation
  • Ensuring proposals meet asset quality and risk management standards.
• Structuring lending/hedging requirements appropriately.
• Undertake in-depth trend and risk factor analysis in the commercial real estate sector and other industries in PNG (ie. economic conditions, property markets, regulatory issues, industry trends, legal risks, and financial analysis.
• Provide skilled advice and insight to bankers / product support partners in industry, credit and lending issues, developing the culture, awareness, understanding and acceptance of risk disciplines.
• Identify, escalate and closely manage problem and potential problem loans to ensure preferred outcome for the bank with minima loss
• Lead and participate in simplifying and improving risk policy processes and procedures to improve speed to market
• Guide and coach team capabilities in credit analysis and related operational skills
• Promoting a proactive risk management culture.
• Report on portfolio asset quality, deficiencies, improvements, areas of strength,
• Maintain relationships with key external stakeholders

The successful applicant must have:

• Tertiary qualifications in Banking, Finance or Accounting.
• 10+years of commercial banking experience with 5+ years in senior risk and compliance role preferably with a commercial bank.

• Advanced Credit Risk analysis skills and conversant with Lending Processes.
• Advanced technical skills in Financial Analysis.
• Credit evaluation experience with complex credits and structuring are involved
• Proven People Management Skills gained through leading teams in a high-performance work culture.

An excellent remuneration package is available for the successful candidate.

Interested candidates should submit a detailed CV and cover letter to the HR Manager email: [email protected]

Closing date: Friday 31 October 2025

Only shortlisted applicants will be contacted.